Total Bull****!

CabooseCaboose title = name(self, handle) Join Date: 2003-02-15 Member: 13597Members, Constellation
edited February 2005 in Off-Topic
My mom is an honest person.

I got my drivers license a week ago and my mom called the insurance company to se how much adding me to the plan would cost. Those sneaky bastards supposidly have a pollicy that If I'm living in the house I have to be on the bill.

It was $84 a month for my mom, without her permission they added $200 to cover me because of policy. Now she doesn't have enough money and the insurance company will automatically debit her account, costing an extra $200 that's not in there. I'm really **** off at this because they did her behind her back without telling her. She said no about adding me and they did it any way!

Comments

  • NakedDaveNakedDave Join Date: 2005-01-07 Member: 33294Members
    that contract she signed? It was in there.

    Evil, yes. Honest, technically true. Wrong? Eh, most of the time, the "teenager" will be "borrowing" the car anyway, and they need to protect themselves.

    This is just the first step to becoming a real "citizen" of the world. Prepare to get shafted more and more as you get older.
  • QuaunautQuaunaut The longest seven days in history... Join Date: 2003-03-21 Member: 14759Members, Constellation, Reinforced - Shadow
    <!--QuoteBegin-Caboose+Feb 4 2005, 06:17 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td><b>QUOTE</b> (Caboose @ Feb 4 2005, 06:17 PM)</td></tr><tr><td id='QUOTE'><!--QuoteEBegin--> My mom is an honest person.

    I got my drivers license a week ago and my mom called the insurance company to se how much adding me to the plan would cost. Those sneaky bastards supposidly have a pollicy that If I'm living in the house I have to be on the bill.

    It was $84 a month for my mom, without her permission they added $200 to cover me because of policy. Now she doesn't have enough money and the insurance company will automatically debit her account, costing an extra $200 that's not in there. I'm really **** off at this because they did her behind her back without telling her. She said no about adding me and they did it any way! <!--QuoteEnd--> </td></tr></table><div class='postcolor'> <!--QuoteEEnd-->
    If thats what they did, raise hell with their PR department. Whats the worst that can happen, they drop you from the plan? They can't force you to pay when you fight saying that you never said that, pushing them to bring back the audio recording they supposedly *always* have on for "quality assurance".

    Sorry to hear it, man. If I may, I reccomend AIG. I was added to my parents for only $90 a month, compared to most of my friends' $240-400 a month. Ouch.
  • Cold_NiTeCold_NiTe Join Date: 2003-09-15 Member: 20875Members
    <!--QuoteBegin-NakedDave+Feb 4 2005, 08:20 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td><b>QUOTE</b> (NakedDave @ Feb 4 2005, 08:20 PM)</td></tr><tr><td id='QUOTE'><!--QuoteEBegin--> that contract she signed? It was in there.

    Evil, yes. Honest, technically true. Wrong? Eh, most of the time, the "teenager" will be "borrowing" the car anyway, and they need to protect themselves.

    This is just the first step to becoming a real "citizen" of the world. Prepare to get shafted more and more as you get older. <!--QuoteEnd--> </td></tr></table><div class='postcolor'> <!--QuoteEEnd-->
    The man makes a good point Caboose. I hate to see you get beaten around by this kinda stuff, I hate to see anyone have that happen to them, cause I've known what it is like to be short on money. But the contract spelled it out, and you have to remember that the person you can trust the most in the world is yourself. "Unbelieveably good deals" like this are often just a precursor to a 'fine print' mess. It's part of what it means to be in a capitalistic society, the trickery must route itself through more subtle means.

    Consider, if you will, advertisements in most retail stores. Ever wonder why certain signs are certain colors, why the layout of the store is such that some items are placed in the front and others in the back, while the selection of those with the highest prices happen to be the best while those with the lowest prices have the least to choose from? Why is a clearance rack often badly maintained, giving it an unappealing appearance?

    Can you be angry with company that did this to you? Sure, if you want. But remember to reserve just some of that anger for yourself, so that the next time you cut a deal with someone on paper, you check the paper with a fine tooth comb.
  • TalesinTalesin Our own little well of hate Join Date: 2002-11-08 Member: 7710NS1 Playtester, Forum Moderators
    I must have crazy insurance, given that I only pay $130 for 6 months.
  • im_lostim_lost TWG Rule Guru Join Date: 2003-04-26 Member: 15861Members
    <!--QuoteBegin-Talesin+Feb 4 2005, 06:57 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td><b>QUOTE</b> (Talesin @ Feb 4 2005, 06:57 PM)</td></tr><tr><td id='QUOTE'><!--QuoteEBegin--> I must have crazy insurance, given that I only pay $130 for 6 months. <!--QuoteEnd--> </td></tr></table><div class='postcolor'> <!--QuoteEEnd-->
    And I thought my $376 for 6 months was a good deal (I'm 20 years old).
  • Cold_NiTeCold_NiTe Join Date: 2003-09-15 Member: 20875Members
    edited February 2005
    <!--QuoteBegin-Talesin+Feb 4 2005, 09:57 PM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td><b>QUOTE</b> (Talesin @ Feb 4 2005, 09:57 PM)</td></tr><tr><td id='QUOTE'><!--QuoteEBegin--> I must have crazy insurance, given that I only pay $130 for 6 months. <!--QuoteEnd--></td></tr></table><div class='postcolor'><!--QuoteEEnd-->
    Yeah you do, multiply that by ten and add $200 more, and you are where I am at, as far as myself and my mother.
  • CyndaneCyndane Join Date: 2003-11-15 Member: 22913Members
    I'm in talesins boat... I only pay 200 every six for two vechiles. Granted being a woman helps quite a bit. :-)
  • kidakida Join Date: 2003-02-20 Member: 13778Members
    yay for six grand a month insurance!
  • V_MANV_MAN V-MAN Join Date: 2002-11-03 Member: 6217Members, Constellation
    I love the UK, none can take anything out your bank account without your permission.
  • 0blique0blique Join Date: 2003-05-18 Member: 16477Members
    Yeah, having companies being able to take whatever they want from your bank account sounds like a bad idea. Afterall, it's usually easier to dispute a charge before you've paid for it rather than afterwards.
  • MrRadicalEdMrRadicalEd Turrent Master Join Date: 2004-08-13 Member: 30601Members
    edited February 2005
    I had a similar incident. I had moved down to my Dads' place for college and I was living with him for a short while there, and he flat out refused for me to get my old driver's license changed over because his insurance company would automatically raise rates. Reason? I would be likely to drive his insured vehicle...
  • CForresterCForrester P0rk(h0p Join Date: 2002-10-05 Member: 1439Members, Constellation
    My mom pays $200 a year for her insurance. Beat that. <!--emo&:p--><img src='http://www.unknownworlds.com/forums/html/emoticons/tounge.gif' border='0' style='vertical-align:middle' alt='tounge.gif' /><!--endemo--> ('Course, she's a 38-year old woman who doesn't drive sports cars.)
  • XythXyth Avatar Join Date: 2003-11-04 Member: 22312Members
    Hehe.
    But on-topic, that is lame. But I agree, either take it up with their PR department, or just take it. You can't blame them for covering themselves.
    heh.jpg 14.5K
  • V_MANV_MAN V-MAN Join Date: 2002-11-03 Member: 6217Members, Constellation
    <!--QuoteBegin-Xyth+Feb 5 2005, 06:31 AM--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td><b>QUOTE</b> (Xyth @ Feb 5 2005, 06:31 AM)</td></tr><tr><td id='QUOTE'><!--QuoteEBegin--> Hehe.
    But on-topic, that is lame. But I agree, either take it up with their PR department, or just take it. You can't blame them for covering themselves. <!--QuoteEnd--> </td></tr></table><div class='postcolor'> <!--QuoteEEnd-->
    Gonna be one of them weekends.
  • Cold_NiTeCold_NiTe Join Date: 2003-09-15 Member: 20875Members
    I just hope that there is some workaround for Caboose. Stuff like this is always frustrating.
  • RatonetwothreetwooneRatonetwothreetwoone Join Date: 2004-03-23 Member: 27504Members
  • antifreezeantifreeze The guy with the goods&#33; Join Date: 2003-05-12 Member: 16232Members, Constellation
    lol, yes the uk is good.

    Mate of mine had his mobile phone insured with carphone warehouse then o2 rang him and told him they would do his insurance for free. But he had a contract with carphone warehouse so he cancelled it by telling the bank that they arn't allowed to take money out.
  • DefianceDefiance Join Date: 2003-12-01 Member: 23847Members
    edited February 2005
    <--- All-State (I think)

    70$ a month (I think) for myself.

    Thats lame dude, you didn't authorize it at all... I take it to a higher authority or something, in short, cause hell.
  • TalesinTalesin Our own little well of hate Join Date: 2002-11-08 Member: 7710NS1 Playtester, Forum Moderators
    With most insurance companies, you can add specific family members to the 'will never drive this car' list. Disallowed drivers. It'll drop your rate dramatically on any cars that there are no drivers under 25, and even more if the listed-good drivers have a 100% clean record.

    That's actually what happened to me... I hit 25 (jeez, it feels weird saying that.. where did 22, 23, and 24 go?!) and the one accident I was involved in at 17 fell off my 7-year insurance-company record. Insurance rates dropped like a rock.
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